If you’re in the market for a new car, one of the most important things to consider is the cost of insurance. No one likes paying insurance premiums, but it’s a necessary evil. Unless, of course, you happen to drive one of the 10 cars with the cheapest insurance rates. So, if you’re looking for a new car or are trying to save on your insurance premium, consider these cars on this list.
Notes:
We are listing the latest car models as of 10 May 2022.
All the cars listed are the base models.
All premium rates are checked on WapCar (based on the OTR price in Peninsular Malaysia) and they may vary according to your location, car’s age, coverage type, and NCD.
1. 2019 Axia 1.0 G
(source: wapcar.my)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Manual
RM23,367 (Axia 1.0 E)
RM855
Automatic
RM32,485
RM1,092.41
2. 2020 Bezza 1.0 G
(source: wapcar.my)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Manual
RM33,456
RM1,117.66
Automatic
RM35,391
RM1,167.97
3. 2019 Saga 1.3L Standard
(source: carrentalalorsetar.com)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Manual
RM32,800
RM1,100.60
Automatic
RM35,800
RM1,178.60
4. 2021 Iriz 1.3 Standard
(source: zakiautoworld.com)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Manual
RM36,700
N/A
CVT
RM39,700
RM1,295.60
5. 2022 Myvi 1.3 G
(source: paultan.org)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Automatic
RM45,700
RM1,436
6. 2021 Persona 1.6 Standard
(source: thestar.com.my)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Manual
RM42,600
N/A
CVT
RM44,600
RM1,454.70
7. 2018 Alza 1.5 S
(source: paultan.org)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Manual
RM49,944
RM1,57894
Automatic
RM52,661
RM1,648.69
8. 2019 Exora 1.6 Executive
(source: proton.com)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
CVT
RM59,800
RM1,834.30
9. 2021 Ativa 1.0L Turbo X
(source: dsf.my)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Automatic
RM61,500
RM1,846.80
10. 2021 Aruz 1.5 X
(source: piston.my)
Transmision type
OTR price (Peninsular Malaysia)
Premium rate
Automatic
RM68,526
RM2,061.18
Verdict
So, there you have it – the best cars for saving money on car insurance. Ultimately, you’ll want to find a reliable car that will save you money on your car insurance policy. But don’t just go for the cheapest option – do your research first! Many factors are involved in finding the right car for you, so take your time and make the best decision possible!