Overnight Price Rate (OPR): What Should You Know Key points Malaysia’s overnight policy rate (OPR) is an important part of the country’s monetary policy. The overnight interest rate set by our central bank, Bank Negara Malaysia (BNM), determines the rate of interest of borrowing for financial institutions overnight. The objective of the OPR is to...Read More

How To Earn A Side Income: 10 Legitimate Side Jobs for You Key points Work as a Freelancer Become an E-hailing / P-hailing driver Start Your Own Blog and Guest Blogger Start a business as a Stockist or Agent Become a online tutor Rent out your property or host on Airbnb Start a YouTube channel...Read More

Savings and Current Accounts: What Are The Differences? Key points What is a Savings Account? What is a Current Account? Difference Savings Account VS Current Account? Who can open a Savings and Current Account? Special Features and Benefits for Savings and Current Account? Confusing, isn’t it? I know that until today most of us including...Read More

Personal Loan: What You Should Know Key Points Personal loan might be a good solution for those who need quick cash in emergency situations. Do not apply for personal loans for luxury items used. Need to have proper financial planning because you will need to repay it monthly consistently. Loan applications come in many different...Read More

Financial Planning: Why Should We Have It? Key Points Financial planning is a lifelong process of managing your current financial status and determining future goals and strategies to help you achieve them. With a sound financial plan, anyone could become successful in achieving their financial goals. Financial planning is the most important and necessary step...Read More

Basic Understanding About Income Tax In Malaysia Key Points Income tax is a system of taxation imposed on individuals or entities (corporations) by governments Understanding income tax is as important as learning other financial knowledge. Tax relief allows you to reduce your chargeable income, resulting in paying lesser tax. Many of us find preparing and...Read More

Financial Debts: How Should I Reduce It? Key Points Debt can be helpful but it can also be a burden if you can’t manage it well. Debt is the amount of money which needs to be repaid back. Creating a personalized financial budget and changing your spending habits is essential to reduce your financial debt....Read More

Financial Crisis: A Guide On How To Overcome Key Points A financial crisis causes huge damage towards the society economy. There are 10 tips on how to overcome the financial crisis. A good financial habit reduces stress caused by money. Financial issues and challenges happen to everyone almost every single moment, and the stress and...Read More

Private Retirement Scheme: Things You Should Know Key Points PRS works as a complement to your compulsory EPF savings. PRS is a long-term savings plan which allows you to contribute and build up your retirement fund. Planning to have a better life after retirement? Consider PRS! The EPF is a major source of retirement planning...Read More

6 Reasons Why You Need to Own a Credit Card Key points Build credit history and scores Get cashback Emergency cash purpose Flexible easy payment plans You can get a balance transfer Simplify your business when travelling Who doesn’t love to have a credit card? Credit cards can be used for various purposes, both good...Read More