Lonpac Insurance is the subsidiary company of LPI Capital Bhd, which has amassed RM1.55 billion annual gross written premiums in 2020. Lonpac and its (over) 800 employees are putting their customers as their number 1 priority when it comes to insurance, hence they offer a wide range of general insurance products to suit the customers’ needs.
Medical insurance is a type of insurance that will help cover your medical bills (hospitalization, consultation, surgery, treatment, medical supplies, and medication).
These are types of Lonpac Medical Insurance plans:
A medical coverage plan that covers your hospitalization and surgery
A medical coverage plan that covers against cancer
An affordable comprehensive standalone/ top-up plan that covers against medical cost inflation
A comprehensive top-up plan that covers your medical bills
If you choose Lonpac medical insurance, there will be no lifetime limit for you. What does this mean? It means that you will never have to worry whenever you make any claim!
Your coverage limit will be increased by 10% every 3 years without underwriting the risk again. Lonpac offers this because they believe you should be protected!
To give you peace of mind about your life post-retirement, Lonpac puts no age limit for renewal.
You can buy Lonpac medical insurance through Lonpac official website OR making an appointment with their agents.
Generally, Lonpac medical insurance plans are on a cashless basis, but in certain circumstances (exclusions under policy terms, or admission to non-panel/ overseas hospitals), it will be on a reimbursement basis.
Needing medical attention can be frightening, so Lonpac has made the claim process easy! Just stay calm and follow these steps:
These are the documents needed for you to file your claim:
Yes, you can! Contact Lonpac or your agent to arrange this change.
Generally, Lonpac pays your medical bills on a cashless basis, but under certain circumstances (exclusions under policy terms, or admission to non-panel/ overseas hospitals), it will be on a reimbursement basis.
Depends on the plan chosen, you will need to pay for different premium. Consult Lonpac advisor for more details.
Yes, you can choose to pay your Lonpac medical insurance monthly or annually.
Lonpac accepts these modes of payment:
Yes, your medical insurance policy will expire if you do not pay your premium on time.
You can call Lonpac at 03-2262 8666.
Polisea Sdn. Bhd. under the brand name PolicyStreet is an approved Financial Adviser and Islamic Financial Adviser by Bank Negara Malaysia (BNM).