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Photography Gear


What is a Photography Gear insurance?

Most photographers appreciate the need to insure expensive cameras, lenses and other equipment, but there are a number of other risks besides simply dropping a lens or having a camera stolen.

From the camera itself, to more specialist items like lenses, flash guns and tripods, it''s easy to accumulate and use hundreds - if not thousands - of ringgit worth of gear.

Therefore, at PolicyStreet, we want to make known our intention for this product to exist in Malaysia. PolicyStreet enables people of similar interests/needs to club together. The more expression of interest we get, the better we can negotiate for you better deals and discounts from insurance companies.

Others than protection again theft, loss, vandalism or accidental damage, new-for-old replacement on items can also be one of the benefits included. Policies should also come with Public Liability.

 

How much can I expect the premium to be?

You would insure your photography gear for their replacement value. New-for-old replacement depicts the value of your goods will be met by an equivalent replacement. If your camera is no longer a current model, you should receive a new one that is of an equivalent specification.

The other type of policy is known as indemnity policy, or ‘wear-and-tear’. This takes into account both wear and tear and the depreciation in value of goods throughout the course of photography gear’s lifetime, and so what you receive will not cover an equivalent model in a brand new condition. Although this is not quite as good, the premium for this cover is lower than it is with the first type.

 

Convinced that this insurance needs to exist for you? Design your Photography Gear Insurance here now!





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