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Third Party Insurance

Third Party Car Insurance

What is third party car insurance?
Third party car insurance is the most basic car insurance policy. This policy provides the minimum financial protection against liabilities to the third party. Purchasing this policy ensures that the third party will be able to claim for the damages, losses or injuries of their property if you’re responsible for the accident and damage.
Alternative to third party fire and theft car insurance
Third Party Car Insurance Malaysia
Is third party car insurance right for you?
Can I afford to repair my own car?
Is your area at risk of perils?
Is your area at risk of perils?
Third party car insurance is suited for those who own older and cheaper car models which are no longer in prime conditions. Third Party cover is focused to those who are more concerned about paying the liability for a third party’s car.
Owning a cheap car is not the only factor to be taken into account while purchasing this third party policy. The following situations should also be taken into consideration.
If your car repair costs are affordable, then you should take up the Third Party cover since its cheaper and covers only for third parties. For cases where you can’t afford to repair/replace your car and it is at risk of natural disaster then comprehensive car insurance may be your best option!
What does Third Party Car Insurance cover?
Third party car insurance covers you if you accidentally caused an injury to others or damaged a third party’s vehicle and property only. This policy does not cover the damages of your vehicle and injuries that occur to the driver(you) itself.

Here are the table of comparison on how third party car insurance stack up with the other two:

Comprehensive
Death or Injury to Other PartiesYes
Damage to Other Parties’ PropertyYes
Loss or damage to own vehicleYes
Damage to own vehicle due to accidentYes
Third Party, Fire and Theft
Death or Injury to Other PartiesYes
Damage to Other Parties’ PropertyYes
Loss or damage to own vehicleYes
Damage to own vehicle due to accidentNo
Third Party
Death or Injury to Other PartiesYes
Damage to Other Parties’ PropertyYes
Loss or damage to own vehicleNo
Damage to own vehicle due to accidentNo
Frequently Asked Questions
How do I renew or apply for third party car insurance coverage?

Who needs third party car insurance?
How else can I save money on third party car insurance?

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