Kurnia Insurans (Malaysia) Berhad was bought by AmGeneral Insurance Berhad on September 26, 2012. Property, casualty, vehicle, medical, accident, and pet insurance are among the general insurance products offered by Kurnia Insurans (Malaysia) Berhad. Industrial & Commercial Insurance (M) Bhd. was the company’s previous name until 1991, when it was renamed. Kurnia Insurans (Malaysia) Berhad, situated in Petaling Jaya, Malaysia, was founded in 1977.
They offer an excellent service with an attractive product called “Travel Supreme”.
This policy protects you from unexpected events such as accidental death, permanent total disability, medical expenses, hospital allowance, delayed baggage, travel delay, loss of money, emergency medical evacuation and repatriation, loss of deposit or cancellation/curtailment, compassionate visitation, home contents, and additional costs for returning the rental vehicle while you are travelling Overseas.
If you are a non-Malaysian, you should be a permanent resident of Malaysia or work permit holders, long-term social visit pass holder, or student pass holder in Malaysia and your dependants residing in Malaysia.
You shall not be less than thirty (30) days nor more than eighty (80) years of age.
For all other benefits, this insurance will begin when you leave your place of residence or business in Malaysia (whichever is later) to begin your journey and will end when you return to your place of residence or business in Malaysia (whichever is earlier).
The insurance under Benefit 9A (Loss of Deposit or Cancellation) begins when this Policy/Schedule is issued and ends when the intended trip departs from your place of residence or business in Malaysia.
You will be covered for a trip that begins when you leave your place of residence or business in Malaysia (whichever comes first) for a direct journey to the intended destination and ends when you return to Malaysia, but it must not begin more than twenty-four (24) hours prior to your scheduled departure time and must end when one of the following events occurs:
Except for one-way trips, which end twenty-four (24) hours after the scheduled time of arrival at the final destination Overseas, a journey/trip must include a return to Malaysia during the Period of Insurance indicated below. Any layover in the case of one-way coverage shall not exceed one (1) month.
This insurance is not applicable for trips that last more than one hundred (100) days in a row for the Annual Trip Plan/Policy and one hundred and eighty (180) days in a row for the Per Trip Plan.
The Period of Insurance cannot be extended.
Yes, your child or spouse will receive the reimbursement if accidental death or permanent total disablement happens to you.
Yes. you are eligible to purchase this plan if you’re holding a one-way ticket.
You may cancel a trip plan by notifying Us in writing. Once the insurance Policy/Schedule is issued, there is no way to get your money back.
Yes, you may cancel this Policy by giving Us 7 days’ written notice, in which case you will be entitled to a refund of the premium less a premium at Our reduced rates for the time the Policy was in effect during the current Period of Insurance.
24-Hour Travel Assistance Helpline: +603-7841 5750 / +603-7628 3770
Please refer to the brochure’s Schedule of Benefits for further information.
The following losses are not covered by this policy:
There are two types of premium depends on the types of trip.
The price range for individual between RM24 to RM148; while for family, the price range is between RM56 to RM355.
The price range for individual between RM31 to RM179; while for family, the price range is between RM77 to RM463.
The price range for individual between RM182.32 to RM330.72.
The price range for individual between RM222.60 to RM378.42.
You can referhere for further details.
Polisea Sdn. Bhd. under the brand name PolicyStreet is an approved Financial Adviser and Islamic Financial Adviser by Bank Negara Malaysia (BNM).