Takaful travel insurance

Takaful travel insurance will provide you and your family with the maximum coverage whether you are traveling domestically or internationally, allowing you to travel in peace and knowing that the policy you purchased will protect you.

What is travel insurance?

Travel insurance is a type of coverage that protects you and your family from various risks while traveling in Malaysia or overseas. It usually covers medical expenses, lost luggage, flight cancellations, and other losses that a traveler may incur while on the road. Travel insurance will be available for one-way, round-trip, and annual trips, both domestic and overseas.

About Syarikat Takaful

Syarikat Takaful Berhad or Takaful Malaysia, has been in the insurance industry since 1981 when the Malaysian government formed a task force to investigate the feasibility of establishing Islamic insurance companies in Malaysia. Takaful provides a variety of insurance products, such as general insurance and family insurance, to meet the needs of Malaysian people.

Why should I choose Takaful travel insurance?

Takaful travel insurance will not only protect you with a single policy, but it will also compensate you for injuries, disabilities, or death caused by unexpected and sudden accidents, medical expenses incurred as a result of an accident or illness, and other unforeseen events while traveling abroad.

Takaful travel insurance is also compliant with the Shariah concepts:

  • Tabarru means a contribution in a form of donation. The participant donates a portion of his or her contribution to the General Takaful Fund (GTF) in order to assist other participants
  • Wakalah means a contract in which one party, as principal, authorizes another party, as his agent (wakil), to perform a specific task on matters that may be delegated, with or without payment.
  • Qard refers to a contract in which a lender lends money to a borrower in exchange for the borrower repaying an equivalent replacement amount to the lender

How do I contact Takaful travel insurance for further information?

If you have any inquiries about Takaful travel insurance, please contact at 1-300 88 252 385 or Email via csu@takaful-malaysia.com.my

I am not a Malaysian. Is it possible for me to purchase the plan?

Yes, you may purchase a Takaful travel plan as long as you are a Malaysian permanent resident or have a Malaysian employment pass/work permit. Do take note that all departures are from Malaysia and that you return to Malaysia at the end of your trip.

What are the types of products they have for travel insurance?

Syarikat Takaful only provide one travel insurance which is myClick Travel PA. This myClick Travel PA compensates you for injuries, disabilities, or death caused by unexpected and sudden accidents, medical expenses incurred as a result of an accident or illness, and other unforeseen events while traveling abroad. myClick Travel PA offers two types of coverage: single trip (Individual / Family Plan) and annual cover (Individual Plan).

Eligible age for the plan?

  • Adult
  • 8 years to 79 years next birthday

  • Children
  • Between 30 days and 18 years old or up to 23 years old if he/she is studying full time in a recognized institution of higher learning.

When is the period of the coverage?

  • Single Trip Plan
  • Covers 1 return trip up to 190 consecutive days from the departure date

  • Annual Trip Plan
  • Covers multiple trips throughout the year as long as each trip is no longer than 95 days consecutive days

Is it possible for me to make a nomination for this plan?

Yes. You can nominate a representative or an individual through myTakaful Customer Portal.

If I’m holding a one-way ticket, am I eligible to purchase this plan?

Yes. You are eligible to purchase/choose the ‘Individual’ plan or the ‘Family’ plan

What is the procedure for canceling my coverage and receiving a refund of the premium paid?

You have the option to cancel the certificate prior to the departure date and receive a refund of your contribution. However, there will be no refund if the certificate contribution is made after the certificate has been activated.

Who do I contact for emergency assistance or if I need to be admitted to a hospital while overseas?

You can contact Takaful 24-hour hotline at +603-7628-3905 or Email via csu@takaful-malaysia.com.my

What does myClick Travel PA insurance cover?

myClick Travel PA insurance

  • Personal Accident Benefits
  • Medical and Other Related Benefits
  • Hospital Allowance
  • Emergency Medical Evacuation and Repatriation Benefits
  • Travel Inconvenience and Other Travel Related Benefits
  • Others (Golf Equipment Cover, Loss of Credit Card, Home Protection and more)

What are other benefits under myClick Travel PA insurance?

  • Other benefits under myClick Travel PA insurance are
  • Accidental Permanent Total Disablement
  • Overseas Medical Expenses
  • Repatriation of Mortal Remains
  • Travel Delay
  • Travel Curtailment
  • 24/7 Worldwide Emergency Assistance

And there are numerous other advantages to having a single policy

What adventurous activities are covered?

Unfortunately, myClick Travel PA does not cover adventurous activities

What countries does your policy cover?

  • Area 1
  • Australia, Brunei, Cambodia, China, Hong Kong, Macau, India, Indonesia, Japan, South Korea, Laos, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam

  • Area 2 (Include Area 1)
  • Europe, Tibet, Nepal, Mongolia

  • Area 3 (Worldwide Include Area 1 & Area 2)
  • EXCLUDING Malaysia, Belarus, Cuba, Democratic Republic of Congo, Iran, North Korea, Somalia, South Sudan, Sudan, Syria and Zimbabwe

What are some of the policy’s general exclusions?

The following are some general exclusions from your policy:

  • Pre-existing medical condition
  • Trip is undertaken against medical advice or when the purpose of travel was to obtain any form of medical treatment, consultation or advice
  • Professional or hazardous sports or racing of any kind other than on foot
  • Suicide or intentional self-inflicted injuries
  • Intoxication by alcohol or drugs

And there are some general exclusions that you should be aware of.

How much do I have to pay for myClick Travel PA insurance?

The contribution that you must pay varies depending on the plan, destination, and duration of coverage that you select.

Can I pay for myClick Travel PA insurance on an installment basis?

Unfortunately, you are unable. The full contribution must be made and received by them before coverage begins.

How do I make a claim for myClick Travel PA insurance?

When the participant or claimant returns to Malaysia, he or she must notify Syarikat Takaful and provide the necessary claims documentation within thirty (30) days.

I think I’m ready to buy. What’s the best way to purchase my travel insurance?

Our user-friendly website is the best place to buy your travel insurance. You can compare and select the best travel insurance policy for your needs and budget.