Drive Less & Save Up To 40% with

P&O PrOmilej insurance

Pay the discounted amount when you renew your insurance, and top up along the way only if you exceed your mileage threshold.

Who is PrOmilej for?

If you drive less than the average driver, PrOmilej could save you money. You might not get behind the wheel every day because you…

Are experiencing MCO, CMCO, RMCO

Work from home and don’t commute

Have an extra car you rarely drive

How it works?

You estimate your annual mileage for the year ahead, and pick the plan which suits your needs!

5,000 km

100 roundtrips between KL and Selangor
(25.2KM One way)

10,000 km

15 roundtrips between KL and Johor
(330KM One way)

15,000 km

10 roundtrips between Johor and Penang
(690KM One way)

Get PrOmilej With 3 Easy Steps!

How it works?

You estimate your annual mileage for the year ahead, and pick the plan which suits your needs!

How it works?

5,000 km

100 roundtrips between KL and Selangor
(25.2KM One way)

10,000 km

15 roundtrips between KL and Johor
(330KM One way)

15,000 km

10 roundtrips between Johor and Penang
(690KM One way)

You Are Still Well Covered

PrOmilej offers all the coverage of a typical comprehensive insurance, but at cheaper premium due to reduced mileage!

Covers loss or

damage to your

vehicle within the

mileage band

selected.

Third Party cover

for the period of

the insurance,

irrespective of

mileage band.

You can top up

your plan to a

higher mileage

band, if needed.

We’re here to help!

Roadside Assistance

 Call 1-800-88-2121 for Total Assist (24/7) services for any breakdown and/or tow truck assistance, through AutoRescue.

 Services includes: 24/7 Total Assist (breakdown and tow) services, Free towing up to RM350, Free labour up to RM350

How to Claim Promilej

 

Basic documentary requirements that must be submitted within reasonable time:

  1. Completed claim form that will be provided during your claim notification to P&O. Our panel workshop is able to download the form and assist you. You are advised to check the information provided is accurate and correct.
  2. Original certified copy of police report.
  3. Copy of NRIC of the insured person and the driver at the material time of the accident.
  4. Copy of driving licence of the driver at the material time of the accident.
  5. Copy of the Vehicle Registration Card/Certification of Ownership issued by JPJ as the case may be.
  6. Detail estimated repair costs of your own vehicle. The appointed repairer will be able to provide you with this document.
  7. Additional documents may be requested as the claim progresses.

PrOmilej 101

Can I purchase PrOmilej without submitting the odometer mileage photo?

No. You have to submit a valid odometer mileage photo and reading in order to complete the purchase. Failing which, P&O reserves the right not to insure your case.

What happens if I exceed my allocated mileage?

If you have exceeded your allocated mileage and Grace Mileage before the end of the period for which you’re insured, you will only be covered for third party bodily injury or death and third party property damage but not loss and damage to your vehicle due to accident, fire or theft. For your own benefit, the top up should occur before the mileage allocation is reached. You will not be allowed to top up after an accident occurs if you have exceeded your allocated mileage. Thus, it is important to monitor your mileage and top up your policy to the next level of mileage or to the full mileage cover if you think you will exceed your allocated mileage before the end of the period.

How much is the Top Up required to enjoy the full coverage?

The Top Up premium charged is the difference in premium between your current and next plan.

Can I top-up the plan after exceeding my mileage plan limits?

Yes you can. However, you should try to ensure you top up prior to exceeding the limits.

Can I change my chosen mileage cover range?

Once cover has started, you can top up to the next level of mileage available or to Full Mileage Cover by paying an additional premium. A maximum of 2 Top Up are allowed. If you top up for the second time, you can only top up to Full Mileage Cover. No downgrade of the plan is allowed.

Can I resubmit my odometer reading if I purchased the policy at a date which is before the insurance start date?

If you purchase PrOmilej before your insurance start date, you can WhatsApp us at +601 11-684 2590 and resubmit your odometer photo one day before your insurance start date. We will assist to make an adjustment to reflect your current odometer reading.

What should I be responsible for?

  • Providing an accurate odometer photo and odometer reading at the start of your policy, renewal or claim.
  • Ensuring to select an adequate mileage plan for your period of insurance;
  • Regularly checking your odometer to make sure your mileage cover range has not run out. Top up whenever necessary;
  • Ensure your odometer reading is functioning all the time.

Why am I receiving calls from P&O Insurance after purchasing PrOmilej? P&O will contact you within 14 days after you purchased this policy:

  • To ensure you are fully aware about the benefits and features of this product;
  • To ensure you have submitted an accurate odometer photo that matches with the odometer reading you entered;

BLOG AND MEDIA

Car Damaged By The Flash Floods?

Car Damaged By The Flash Floods?

More than 30,000 people have been affected by the flash floods happening in Malaysia on 18th December. It was considered one of the worst floods in years. Due to the non-stop rain, it has caused rivers to overflow, sank many urban areas, main roads being cut off,...

read more
5 Reasons Not To Drive Without Car Insurance

5 Reasons Not To Drive Without Car Insurance

So you’re confident with your driving skills. You’re pretty sure you can stay safe on the road every time you drive. You think to yourself “I’m a pretty good driver, I don’t need to get car insurance. i’ll save my money for something else instead”. While that’s a...

read more
PolicyStreet Offers Price Match Guarantee!

PolicyStreet Offers Price Match Guarantee!

Introduction Here at PolicyStreet, we strongly believe in our products, prices and services as they contribute significantly to our growth. We always value and are dedicated to offer the lowest price to our customers. Price Match Guarantee  means you will not find a...

read more
Open chat