Tokio Marine Car Insurance

Tokio Marine is a premier insurer in Japan, with operational offices around the globe. With over USD202 billion of assets under management and 38 thousand employees at their disposal, Tokio Marine makes sure your needs will always get met no matter where they may take place or what kind of policy best suits you.

Plans

With over 130 years of experience and more than 65 years in the insurance industry, Tokio Marine always strives to meet the customer needs and demands toward the selection of insurance. Different insurance and different needs only for you. With Tokio Marine car plans, it will help you to have the right coverage.

Motor Insurance- Comprehensive Cover

Don’t worry, Tokio Marine motor insurance-comprehensive cover will give you peace of mind while driving. Let’s see which plans are suitable and better for your long-term coverage!

    • 24/7 Towing and Emergency roadside repair service

You’re having an accident or car breakdown? Stay calm and reach Tokio Marine towing and emergency roadside as they will assist you ASAP.

    • Accidental or fire damage to your vehicle

Remain calm! This policy will cover you against this situation.

    • Theft of your vehicle

Your car is missing or damaged? Quickly make a claim at Tokio Marine if your car’s been stolen or wrecked due to a road accident or fire

    • Liabilities to other parties for injury or death

Does somebody get hurt? If yes, this policy will cover the liabilities to other parties for injury or death with the limit is unlimited

    • Damage to other parties’ property

Negligent on the road? Give compensation to other pedestrians or motorists limit is up to RM3 million

Premium / Add-on

    • No-claim-discount

The best thing is when you did not make any claim against your policy during the preceding 12 months of the policy. You can enjoy NCD ranges from 25% to 55% as provided in the policy.

    • Waiver of Compulsory Excess for Unnamed Driver (Non-Tariff)

You can get Compulsory Excess from RM 400 if the person was named or isn’t named under your policy, under 21 years old, holder of a provisional (L) driving license or holder of a full driving license of less than two years.

    • Waiver of Betterment (Non-Tariff)

Waives the betterment charges for original spare parts.

    • Inclusion of Special Perils (New Rates)

Worry about unforeseen weather especially in Malaysia? This benefit will cover your vehicle against loss or damage caused by natural perils such as floods, typhoons, and landslides

    • Windscreen Cover

The windscreen shattered, scratched, and more? Enjoy the claiming process without losing your NCD.

    • Strike Riot and Civil Commotion (SRCC)

Your car ruin due to the strike, riot, and civil commotion? This policy will cover your car against loss or damage due to these circumstances.

    • Legal Liability of Passenger (LLOP)

The policy provides you with a legal defense against any third-party claims of negligence for the actions of your passengers.

    • Legal Liability to Passengers

Provides comprehensive legal protection for you and your passengers in the event of an accident that is caused by your negligence.

    • Additional Named Driver

Now you can add additional named drivers to your policy.

Private Car Plus

    • Comprehensive cover for your vehicle

This policy will protect you from third-party liabilities such as bodily injury or death, property damage to others, and accidental or fire damage to your vehicle, as well as theft of your vehicle.

    • 24/7 Towing and Emergency roadside repair service

The 24/7 Towing and Emergency assistance will be there for you at any time! Get free coverage up to RM 200 for your private car! Learn more

Premium / Add-on

    • No-claim-discount

You didn’t make any claim against your policy during the preceding 12 months? Now you can enjoy the discount.

    • Waiver of Compulsory Excess for Unnamed Driver (Non-Tariff)

Compulsory Excess from RM 400 if the person was named or isn’t named under your policy, under 21 years old, holder of a provisional (L) driving license, or holder of a full driving license of less than two years.

    • Waiver of Betterment (Non-Tariff)

Waives the betterment charges for original spare parts.

    • Inclusion of Special Perils (New Rates)

Unpredicted weather in Malaysia? This benefit covers your car against loss or damage caused by natural perils such as floods, typhoons, and landslides

    • Windscreen Cover

Enjoy the claiming process for your car windscreen without losing your NCD

    • Strike Riot and Civil Commotion (SRCC)

Afraid of your car will be in danger due to the strike, riot, and civil commotion? Stay calm because this policy will cover your car against loss or damage due to these circumstances

    • Legal Liability of Passenger (LLOP)

The policy provides you with a legal defense against any third-party claims of negligence for the actions of your passengers.

    • Legal Liability to Passengers

Provides comprehensive legal protection for you and your passengers in the event of an accident that is caused by your negligence.

    • 24-hour Unlimited Towing

Add only RM 27 and you can enjoy the unlimited towing distance within Malaysia

    • Compensation for Assessed Repair Time (CART)

You have a lot of things to do but the car at the workshop? We will ensure the policy compensates for your vehicle’s loss in value based on what you would normally pay. Your insurance company will assess an estimated time before repair and provide funds to help cover that cost if it happens

    • Private Hire Car Endorsement (E-Hailing) (Non-Tariff)

Are you an E-Hailing driver? If yes, this policy provides coverage when the car is used for carrying e-hailing (fare-paying) passengers

Why buy Tokio Marine Car Insurance?

Finding the best insurance with good benefits and price is hard. But with Tokio Marine experience in this insurance market for over 130 years, they will provide you with the best insurance coverage that meets your needs. Customer-focused has always been their top-notch core value. Tokio Marine will ensure the best for you and your loved one. Worth it for the long term!

    • Multiple Products and Services

Tokio Marine not only focuses on public insurance but also goes beyond that which they approach business insurance. These are the insurance Tokio Marine had offered Marine Cargo Insurance, Engineering, Personal Lines, and Life Insurance.

    • Six core values that focus on customer

Tokio Marine always strive and delivering the most higher quality product and services to their customer. With the six core values customer-focused, teamwork, knowledge, continuous learning, effective communication, and recognition, make Tokio Marine is one of the insurance companies that will give you the best out of the best!

    • 24/7 Towing and Emergency roadside repair service

With Tokio Marine 24/7 Towing and Emergency roadside repair service, you can enjoy the benefit coverage whenever you have a car breakdown or accident. They will cover you up to RM 200 ( accident ) and RM 250 ( breakdown ). Learn more

    • Panel workshop ACROSS every state!

Tokio Marine panel workshop is literally everywhere. You don’t need to worry because all these panel workshops are authorized under Tokio Marine!

Why should you buy Tokio Marine car insurance through PolicyStreet?

Choosing the right car insurance for you is difficult because there’s a lot of benefits and option. Thus, at PolicyStreet we will ensure your purchase of Tokio Marine car insurance will be hassle-free and you will get the most suitable car insurance that matches your budget and benefits coverage! All you need is to key in the details and let us help you to find the best match for Tokio Marine car insurance.

    • Ease of use

Our platform is easy to use and you can compare various choices of more than 10 car insurance quotes within 1 minute and it’s FREE. Saves your time from all the hassle of moving from one website to another website.

    • Price match guarantee

We will match all advertised prices from competitors and help you to find good deals with just one search away. Just key in your car details and let us match the best price for ya!

    • Tech-Enabled Financial Adviser

PolicyStreet is a financial adviser approved by the Central Bank of Malaysia. Our company’s policies are always in line with government regulations, and we have more than 100,000 customers in Malaysia that trust and rely on us for their car insurance.

Tokio Marine Car Insurance Claim Process

If you are involved in an accident, remember to stay calm and follow this quick guide to claim your Tokio Marine car insurance

  1. Report the accident to the Police immediately or within 24 hours
  2. Contact our Auto Partner Hotline number 1 800 88 1301 or 03-2053 5800 in the event of vehicle breakdown or accident.
  3. Send your damaged vehicle to TMIM’s Panel Workshop of your choice for repairs
  4. Do NOT admit liability or make any offer to a third party
  5. Forward all correspondence/notice of claim from a third party, unanswered, to us immediately

Tokio Marine Car Insurance Claim Documents Needed

Do prepare the necessary documents stated below:

Own Damage

  • Completed Claim Form
  • Police Report
  • Estimate of repairs
  • Photocopy of Driver’s Identity Card or Passport
  • Photocopy of Driver’s Driving License
  • Photocopy of Insured’s Identity Card or Passport
  • Photocopy of Insured’s Driving License
  • Photocopy of Registration Card (both sides)
  • Photocopy of Road-tax disc

Own Damage KFK (No Fault)

  • Completed Claim Form
  • Signed Declaration Letter
  • Police Report
  • Third Party’s Police Report
  • Police investigations/outcome report/compound on party at fault
  • Identity/name of third party’s Insurer (copy of insurance policy if any)
  • Completed Claim Form
  • Photocopy of Driver’s Identity Card or Passport
  • Photocopy of Driver’s Driving License
  • Photocopy of Insured’s Identity Card or Passport
  • Photocopy of Insured’s Driving License
  • Photocopy of Registration Card (both sides)
  • Photocopy of Road-tax disc

Learn more.

Tokio Marine Car insurance FAQ

What is Tokio Marine car insurance?

Tokio Marine was a Japan insurance company with more than 130 years of experience providing a wide range of insurance products and services to customers. Hong Kong, Singapore, Indonesia, India, Australia, Philippines, Malaysia, Thailand, Taiwan, China, and Vietnam are among the companies operating and expanding their business.

What is the difference between Motor Insurance- Comprehensive and Private Car Plus?

Both Tokio Marine Motor Insurance-Comprehensive and Private Car Plus provide similar benefits, however, Private Car Plus has additional benefits that you can choose such as Compensation for Assessed Repair Time (CART), Unlimited towing, Private Hire Car Endorsement (E-Hailing) compared to Motor Insurance-Comprehensive

How do I choose the right Tokio Marine car insurance plan for me?

Make a comparison between the benefits from both Motor Insurance-Comprehensive and Private Car Plus, and choose the most suitable plans for yourself. You can consult us and we will give you advice on how to choose the right plan for you!

What’s good about Tokio Marine car insurance?

You can refer to the “Why Tokio Marine Car insurance” section for more details!

How much do I need to pay for Tokio Marine car insurance?

Consult with us to receive the quotation!

How do I buy Tokio Marine car insurance online?

You can buy Tokio Marine Car insurance online through PolicyStreet! Follow these steps to buy it!

  1. Get Quotation
  2. Compare quotes and choose the best price
  3. Get covered
  4. Pay and get insured

Click here to get quotations!

What is the contact number of Tokio Marine car insurance?

You can contact them through the Tokio Marine hotline at 1-800-88-0812 or email customercare@tokiomarinelife.com.my