AIA Car Insurance

AIA is an Asia-based company that has been around for over 100 years. They have helped generations of families plan, protect and prepare themselves against the many challenges they will face in life.

In a constantly changing world that is both challenging and exciting, people need someone who understands them through life’s lowest points as well as the highpoints. AIA was built on this idea: they want their customers to feel like they have not only found their partner for these moments but also an agency with whom they can grow old together.


Family Drive

    • Comprehensive Motor Coverage

Your car is covered in the event that it gets stolen, damaged by fire or accident. Plus both you and any passengers on board will be protected from legal liability for injuries suffered to third parties involved with what happened during driving time.

    • Personal Accident Coverage For Driver And Passengers

A person’s life is priceless and deserves to be protected. Anyone who travels with you in your car will be covered against accidental death or permanent disablement.

    • Automatically Covers All Drivers

Drive with peace of mind knowing that if anything happens to your car, they will be there for you. Your designated driver is automatically covered by our insurance.

    • AIA Roadside Assist

It’s a relief to know that AIA Roadside Assist is there for you, no matter what. They have the best value-added services including 24 hour roadside assistance and emergency response teams who can help with all types of breakdowns on highways or anywhere else.

Premium / Add-on

    • Agreed value applied on the sum insured

The add-on cover will refund you for your car, if it’s stolen or declared a total loss. They will pay you an agreed coverage amount instead of market value.

    • Waiver of betterment cost

You can get your car repaired at an AIA-approved workshop for free if you do not want to pay the full cost of repair. Only for cars aged between 5 to 10 years.

    • Windscreen coverage

Claim your windscreen cracks without reducing your NCD benefits

    • Damage caused by weathers

Provide coverage when your car is damaged by flood, landslide, and other natural disasters.

Comprehensive Private Car Insurance

    • Coverage For Your Car

If you’re in a car accident and your vehicle was damaged, AIA offer to help with the cost of repair. They also cover fire-related damages as well as theft.

    • Coverage For Injury & Death To Others

If you cause an accident and someone else dies, injured, this coverage provides compensation for those who suffer losses as a result of your car’s negligence.

    • Coverage For Property Loss Or Damage To Others

In the event that your car causes an accident with other people’s property as a result, you’re covered.

Premium / Add-on

    • Legal liability to Passenger and of Passenger

Cover death for passengers due to any cause (including accidents) as well as injuries sustained while traveling on board.

    • Windscreen coverage

Provide coverage for your windscreen damage without reducing your NCD benefits

    • Perils damage

Protect your car from the danger of nature, provide coverage if your vehicle is damaged due to a natural disaster.

Why buy AIA Car Insurance?

    • Family Discount

Get a 5% premium discount when you and your family insure more than one car with us in the same household.

    • Inconvenience Allowance

When your car is being repaired because of an accident, total loss or theft you will receive a lump sum allowance to help with inconveniences.

    • Excess Waiver

No extra fee will be charged if you bring your car to the AIA repair facility.

Why should you buy AIA car insurance through PolicyStreet?

Buying car insurance is never a fun process. It’s always confusing and frustrating, but it doesn’t have to be. PolicyStreet can make this process simple with the AIA Car Insurance Policy through their online marketplace. While AIA is one of the most trusted auto insurers in Malaysia, they are also known for providing great coverage at an affordable price, which makes them perfect for PolicyStreet customers.

    • Ease of use

Our platform is easy to use and you can compare various choices of car insurance quotes within 1 minute and it’s FREE. It saves your time from all the hassle of moving from one website to another website.

    • Price match guarantee

We will match all advertised prices from competitors and help finding you good deals with just one search away. This means you will not find a lower price with the same coverage anywhere else. If you do, just let us know and we’ll match it for ya.

    • Tech-Enabled Financial Advisor

PolicyStreet is a financial adviser approved by the Central Bank of Malaysia. Our company’s policies are always in line with government regulations, and we have more than 100,000 customers in Malaysia that trust and rely on us for their car insurance.

AIA Car Insurance Claim Process

If you are involved in an accident, remember to stay calm and follow this quick guide to claim your AIA car insurance

  1. Call for assistance or 24/7 hotline 15-500
  2. Gather evidence
  3. Lodge a police report within 24-hours
  4. Notify your insurance company
  5. Send your car to a panel workshop

AIA Car Insurance Claim Documents Needed

Do prepare necessary documents stated below:

  • Completed claim form
  • Original copy of police report
  • Copy of driver’s and policyholder’s identity card and driving license
  • Copy of vehicle ownership certificate
  • Photo of accident scene and damages to vehicle
  • Police letter informing which party is compounded for road traffic offence

Learn more.

AIA Car insurance FAQ

What is AIA car insurance?

AIA will take care of your car with the best private auto insurance plan, which renews annually. They’ll protect you against damages caused by other drivers and any injuries they sustain during an accident on public property or in their vehicle; as well as for loss due to theft. They also include additional drivers named within this policy if necessary so no one gets left out (even those who don’t own vehicles).

What is the difference between Family Drive and Comprehensive Private Car Insurance?

Comprehensive Private car insurance only includes basic motor insurance coverage and driver’s legal liabilities to the third party, while Family Drive plan includes other benefits such as providing family discount, driver’s legal liabilities to passengers etc. Learn more.

How do I choose the right AIA car insurance plan for me?

Compare the benefits from both plans, and choose the best fit plan for yourself. You can consult us and we will give you advice on how to choose the right plan for you.

What’s good about AIA car insurance?

You can refer to the “Why AIA Car insurance” section for more details.

How much do I need to pay for AIA car insurance?

Contact us to get more information.

How do I buy AIA car insurance online?

You can buy AIA Car insurance online through PolicyStreet. Follow these steps to buy it.

  • Get Quotation
  • Compare quotes and choose the best price
  • Get covered
  • Pay and get insured

Click here to get quotations.

What is the contact number of AIA car insurance?

You can contact them through 1300-88-1899